BBB A+ Accredited · Serving Canadians Since 2010

Stop Debt Collectors. Eliminate Your Debt.

TLC Credit & Debt Help has assisted thousands of Canadians in reducing and eliminating their debt — from coast to coast. Get a free, no-obligation consultation today.

Call 1-866-926-4700

100% confidential · No obligation · Free 1-hour consultation

BBB A+ Rated
Accredited Business
1,000s Helped
Canadians Debt-Free
Free Consultation
No Obligation
Coast-to-Coast
Serving All of Canada

What We Can Do For You

Our debt strategists assess your unique situation and provide all your options — with no judgment and no pressure.

Stop Collection Calls

Immediately put an end to harassing calls from creditors and collection agencies.

Stop Wage Garnishment

Protect your paycheque from being seized by creditors or Revenue Canada.

Protect Your Assets

Keep your home, car, RRSPs, and pension protected throughout the process.

Interest-Free Payments

Consolidate your debts into one affordable, interest-free monthly payment.

Not sure which debt solution is right for you?

Answer 4 quick questions and we'll show you the best options for your situation — in under 60 seconds.

Take the Quiz

Real Canadians. Real Results.

Thousands of Canadians have trusted TLC to help them find a path forward.

"I was at the lowest point of my finances. I was depressed, I was drowning in debt after an expensive divorce and years of being irresponsible with money. Toni recognized that I needed help and I put my trust in her. I could not have been in better hands."

K
Kiel Lee
Verified Client

"Today I received my Certificate of Full Performance. Filed March 2021 and fully performed September 2021. All thanks to TLC Debt Help. Cassandra, Ashley and especially my girl Toni. A lot of breathing room now and better sleep."

J
JeanClaude Casis
Verified Client

"I want to give a special thank you to Toni and Leanna for all the help and support in getting me financially free. I have so much weight off my shoulders now and can finally save more of my income and not put majority of it to credit card debt."

E
Enoch Oduro
Verified Client

See How Much You Could Save

Adjust the sliders to estimate your potential savings with a Consumer Proposal vs. continuing minimum payments.

$25,000
$5,000$100,000
19.99%
18%29.99%
Monthly Interest Cost
$416
You're paying this in interest alone
Proposal Payment
$146/mo
Estimated over 60 months
Estimated Savings
$31,243
vs. continuing minimum payments

* Estimates are illustrative only. Actual savings depend on your full financial picture. A free consultation will provide exact figures.

Get My Exact Savings Estimate →
Free · Confidential · No Obligation

Take the First Step Toward a Debt-Free Life

Fill out the short 3-step form and one of our debt strategists will contact you within one business day for your complimentary consultation.

No upfront fees — your consultation is completely free
We assess your full situation before recommending any solution
We stop collection calls and legal action immediately
Serving clients from coast to coast across Canada
BBB Accredited Business
BBB Accredited
A+ Rating

Request Your Free Consultation

Typically responds within 1 business day.

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