TLC Credit & Debt Help has assisted thousands of Canadians in reducing and eliminating their debt — from coast to coast. Get a free, no-obligation consultation today.
100% confidential · No obligation · Free 1-hour consultation
Our debt strategists assess your unique situation and provide all your options — with no judgment and no pressure.
Immediately put an end to harassing calls from creditors and collection agencies.
Protect your paycheque from being seized by creditors or Revenue Canada.
Keep your home, car, RRSPs, and pension protected throughout the process.
Consolidate your debts into one affordable, interest-free monthly payment.
Answer 4 quick questions and we'll show you the best options for your situation — in under 60 seconds.
Thousands of Canadians have trusted TLC to help them find a path forward.
"I was at the lowest point of my finances. I was depressed, I was drowning in debt after an expensive divorce and years of being irresponsible with money. Toni recognized that I needed help and I put my trust in her. I could not have been in better hands."
"Today I received my Certificate of Full Performance. Filed March 2021 and fully performed September 2021. All thanks to TLC Debt Help. Cassandra, Ashley and especially my girl Toni. A lot of breathing room now and better sleep."
"I want to give a special thank you to Toni and Leanna for all the help and support in getting me financially free. I have so much weight off my shoulders now and can finally save more of my income and not put majority of it to credit card debt."
Adjust the sliders to estimate your potential savings with a Consumer Proposal vs. continuing minimum payments.
* Estimates are illustrative only. Actual savings depend on your full financial picture. A free consultation will provide exact figures.
Get My Exact Savings Estimate →Fill out the short 3-step form and one of our debt strategists will contact you within one business day for your complimentary consultation.

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